Agent Blog

Medicare Sales at the Retail Stores

Many agents utilize retail sales as a consistent method for generating leads and business. During the AEP and OEP the retail sales are very productive, nevertheless they can give good business generating results throughout the year.   Some retail stores, like Walmart, cost money and are on a bidding process initiated by agents’ upline agencies. Read More

2023 Medicare Part B Premium Decrease

The Center for Medicare and Medicaid Services (CMS) released on September 27, 2022 information about the 2023 premiums, deductibles and coinsurance amounts for the Medicare Part A and Part B programs, and the 2023 Medicare Part D income-related monthly adjusted amounts. Based on the updated CMS release the standard Medicare Part B premium will be Read More

Medicare Advantage Commissions 2023

The new commission rates for Medicare Advantage and Part D have just been released by the Center for Medicare and Medicaid Services, (CMS). The commissions will have four different compensation rates to be paid to an independent agent or broker, depending on the state/area of the agent/broker’s activity: CMS rounded the fair market value amounts Read More

YourMedicareBot – Voice Enrollment

Agents who work with Essential Care have automatic access to the Your Medicare Bot voice enrollment system at no cost. Once an agent has been appointed and certified by a carrier, they can use the platform to access the voice signature. The YourMedicareBot currently offers three large, national carriers, with more to come.  The Your Medicare Bot Read More


Medicare Prescription Drug Coverage and Medicare Advantage What exactly is Medicare Part C? What exactly is Medicare Part D? What do Medicare Advantage Plans entail? What are Medicare Advantage plans and how do they work?   – Another option for beneficiaries to obtain Medicare coverage – A Medicare-approved health plan that is part of the Read More

MEDICARE BASICS: Medicare Part A and Part B

Three groups of people are covered by the federal health insurance program: People aged 65 and up Under 65 with certain disabilities: receiving Social Security disability benefits for 24 months Any age with End-Stage Renal Disease (ESRD) Medicare is administered by the following agencies: – Most people are enrolled in Medicare through the Social Security Read More

Medicare Advantage OTC, Flex Spending, and Healthy Grocery cards

This blog post will discuss the benefits that Medicare Advantage Plans offer in addition to the medical coverage. Medicare Advantage over the counter (OTC) card, Medicare Flex Spending card, and Medicare Healthy Grocery card are offered to eligible beneficiaries. The benefit package on each card changes every year and varies across Medicare carriers.   Medicare Read More

Medicare Seminar Selling Process

The seminar selling program works well when agents would like to present Medicare program and plans to the group that will turn 65 and become eligible for Medicare. The seminar vendor will drive all attendance and make reservations. The venue and the meal are provided by the agent. You can contact Essential Care and we Read More