2025 Medicare Certifications

Preparing for the 2025 AHIP and Medicare Carrier Certification: A Guide for Independent Agents

It’s 2025 certification season! Let us help you easily meet the Medicare Advantage and Part D carriers’ ready-to-sell requirements.

Streamlining Your Certification Process

Getting ready for the Annual Enrollment Period (AEP) can be overwhelming with all the training deadlines, access links, and Medicare certification requirements, especially if you sell multiple carriers’ products. Here’s a step-by-step guide to help you navigate this essential process efficiently.

1. Understand the Importance of Certification

AHIP certification is crucial for agents selling Medicare Advantage and Part D plans. It ensures you are knowledgeable about Medicare rules and regulations, helping you provide accurate information to clients. Medicare carrier certifications are equally important as they validate your expertise with specific insurance providers.

2. Start Early

Begin your preparation several months before the AEP. AEP runs through October 15th through December 7th. This gives you ample time to study, take practice exams, and complete certifications without the stress of last-minute cramming.

3. Enroll in AHIP Training

  1. Access AHIP Training: Please contact us at contracts@essentialcare.info to receive the discounted AHIP course.
  2. Complete the Course: AHIP consists of two parts, Medicare Training and FWA (Fraud, Waste, and Abuse). Medicare Training covers the basics of eligibility and benefits, the different types of MA and PDP plans, and compliance with CMS marketing guidelines and enrollment procedures. Fraud, Waste and Abuse Training- identifies the differences, cost, and ways to detect and report fraud, waste, and abuse practices in the industry.
  3. Take the Exam: The AHIP exam consists of 50 multiple choice questions, and you have 3 attempts to get a 90% passing score. If you fail all 3 you must buy the course again.

4. Stay Updated on Carrier Requirements

Each Medicare carrier has its own certification process. Here’s how to manage them:

  1. Check Carrier Websites: Regularly visit carrier websites for updates on certification requirements and deadlines. They will be updated here.
Carrier Status AHIP
Aetna LIVE Required
Anthem LIVE
BayCarePlus TBD
Cigna LIVE Required
Clover Health July 18th, 2024 Required
Devoted Health LIVE
Freedom TBD
Geisinger TBD Required
GlicRx TBD
Humana LIVE Required
Independence Blue Cross July 24th, 2024 Required
Molina MA TBD
Mutual of Omaha Med Supp TBD
Mutual of Omaha PDP TBD
Oscar TBD
UnitedHealthCare LIVE Required
WellCare/ Centene / Healthnet July 16th, 2024 Required
  1. Complete Carrier-Specific Training: Each carrier individual certification trainings will cover their own unique essential information on enrollment, compliance, compensation, tools and more. Each carrier has their own agent platform. Layouts and trainings vary from carrier to carrier, so please do our best to keep your login credentials and work emails organized and up to date.
  2. Pass Carrier Exams: Similar to the AHIP exam, study and read all the modules carefully. Watch all the slides one by one. As long as you do that you will pass the carrier exams. Prepare thoroughly and take these exams seriously.

5. Maintain Compliance

  1. Stay Informed: Keep up with changes in Medicare regulations and guidelines.
  2. Ethical Practices: Always adhere to ethical practices and compliance requirements in your marketing and sales efforts.

6. Plan Your Schedule

  1. Create a Study Plan: Allocate specific times to take these trainings so you can check one carrier off at a time.
  2. Track Deadlines: Keep a calendar of all certification deadlines to ensure timely completion.


Preparing for the 2025 AHIP and Medicare carrier certifications is essential for a successful AEP. By starting early, utilizing available resources, and staying informed, you can ensure you are fully prepared to meet the needs of your clients and excel in your role as an independent Medicare agent.


For more information, please contact our office at 347-971-3399 or send an email to rdashevskyy@essentialcare.info.

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