Imagine helping your clients leverage their Medicare policy to prepare for future health care expenses—costs they may not face today but could encounter down the road. Medicare Savings Accounts (MSAs) offer clients a flexible way to make their funds work for their health care needs while also allowing unused balances to roll over from year Read More
With approximately 12.8 million Americans qualifying as dual-eligible, the market for Dual Eligible Special Needs Plans (D-SNPs) presents a significant opportunity for agents. If that figure alone doesn’t catch your attention, consider the many benefits of offering these specialized plans. D-SNPs, a unique type of Medicare Advantage plan, cater specifically to individuals eligible for both Read More
For senior health insurance agents, the Medicare Annual Enrollment Period (AEP) is a whirlwind 54 days of non-stop business. But what about the other 311 days of the year? Spoiler alert: the answer isn’t taking a long vacation. Making the most of your clients’ Special Enrollment Periods (SEPs) should be a top priority during the Read More
Sometimes, thinking outside the box is the key to finding the right solution. If a client is interested in long-term care coverage but isn’t thrilled about the “use-it-or-lose-it” aspect of traditional LTC insurance, consider introducing them to innovative, non-traditional options that still offer valuable protection. The cost of long-term care services can be staggering, reaching Read More
We have the latest update from the Centers for Medicare & Medicaid Services (CMS) on Medicare Part B drugs that may qualify your clients for reduced coinsurance from January to March 2025! CMS reviews and releases the list of rebatable Part B drugs every quarter. Read on for the most recent guidance on these rebates. Read More